Janet L.
Financial Professional | Credit & Risk Management | Wealth Management
Profile
Financial professional with a foundation in institutional credit and risk management, now focused on wealth management and client relationship growth. Experienced Vice President with expertise in evaluating financials and structuring credit solutions. Combines corporate finance background with public service and small business insight to support local businesses and communities. Seeking a client service or analyst role in banking, investment advisory, or wealth management.
Key Skills & Competencies
- Credit Analysis, Financial Statement Review, Relationship Management, Community Engagement
- QuickBooks, MS Excel, Constant Contact, Canva
Professional Experience
Vice President, Credit Risk Management - Financial Institutions, Deutsche Bank Securities, Inc., New York, NY — 1 year
• Evaluated and approved complex financing structures for hedge funds and institutional clients.
• Structured multi-million-dollar derivative transactions and managed due diligence.
• Partnered with underwriting teams to balance business development and risk.
Assistant Vice President, Credit Risk Management, Deutsche Bank Securities, Inc., New York, NY — 2 years
• Managed credit approvals and transaction structuring for derivatives, FX, and prime brokerage clients.
• Handled a portfolio of 30+ hedge fund counterparties, ensuring compliance and profitability.
Senior Credit Analyst, Credit Suisse Financial Products, New York, NY — 3 years
• Reviewed and monitored capital markets counterparties.
• Recommended trading limits and presented credit committee findings.
• Mentored junior analysts and contributed to policy development.
Assistant Treasurer / Analyst, Credit Audit Division, Chase Manhattan Bank, New York, NY — 2 years
• Conducted asset quality and policy compliance reviews.
• Analyzed loan structures and borrower risk profiles.
Associate, Corporate Credit Development Program, Chase Manhattan Bank, New York, NY — 1 year
• Completed intensive training in financial analysis, modeling, and corporate finance.
• Supported industry-specific credit analysis for institutional banking clients.
OTHER EXPERIENCE
Town Council Member, Town of New Canaan, CT — 2 years
• Elected to 12-person legislative body overseeing $175M municipal and $110M education budgets.
• Liaison to Health and Human Services, Board of Education, and Finance Committees.
• Analyze financial proposals and appropriations, ensuring fiscal responsibility and community impact.
• Collaborate with local leaders, businesses, and nonprofits to support economic vitality and resident services.
Bookkeeper / Small Business Advisor, Bundle Company LLC, New Canaan, CT — 1 year
• Managed operations including invoicing, reconciliations, and tax compliance using QuickBooks.
• Produced monthly financial reports and provided insights to improve profitability and efficiency.
Community Experience
Volunteered extensively in the community, including New Canaan Public Schools, non-profit boards, and election campaigns. Acquired transferable skills including time management, budgeting, grant writing, public speaking, fundraising, and leadership.
Board Member, Organization of Chinese Americans — 3 years
• Lead civic engagement programs and cultural advocacy events.
Board Member, New Canaan Beautification League, CT — 3 years
• Planned community sustainability and public space events.
Board Member / Grant Writer, New England Dance Theater, CT — 1 year
• Wrote grant proposals and managed reporting for arts programs.
Grade Level Advisor, National Charity League, New Canaan, CT — 1 year
• Mentored youth in service and leadership development.
Co-President, West School Parent Teacher Council, New Canaan, CT — 2 years
• Oversaw board initiatives supporting education, fundraising, and community collaboration.
Education
BS in Business Management (Marketing), Carroll School of Management, Boston College, Chestnut Hill, MA
Other Experience/Awards/Publications