Janet L
Financial analysis/Credit Risk/Municipal Oversight
Profile
Financial professional with a foundation in institutional credit and risk management, now focused on wealth management and client relationship growth. With experience as a Vice President at Deutsche Bank and Credit Suisse, I bring expertise in evaluating financials and structuring credit solutions. Today, I combine that knowledge with public service and small business insight - as a Town Council Member, small business bookkeeper, and non profit board leader. I'm passionate about empowering entrepreneurs and businesses thrive with the right financial tools and relationships.
Key Skills & Competencies
Credit and Financial Analysis, Loan Structuring, Risk Management, Relationship Management, Community-based Banking, Banking Product knowledge, Project Management, Public Speaking
Proficient in office tools and Quickbooks
Professional Experience
TOWN OF NEW CANAAN, New Canaan, CT (2 years)
Municipal Oversight and Leadership
● Elected member of New Canaan’s 12-person legislative body overseeing the town’s $175MM municipal and $124MM Board of Education budget.
● Negotiated win-win compromise on contested board of education budget: Convinced legislative body to invest in town’s educational future by hiring two new staff members while still slashing budget by $150k.
BUNDLE COMPANY LLC, New Canaan, CT (2 yrs)
Bookkeeper
● Managed day-to-day financial operations for local small business, including invoicing, cash reconciliations, and financial reports using Quickbooks.
● Produced monthly financial reports to support business decision-making.
● Provided insight into product sales and expense management to improve profitability and operational efficiency.
DEUTSCHE BANK SECURITIES, INC., New York, NY (3 years)
- Vice President, Credit Risk Management - Financial Institutions (1 year)
● Evaluated and approved complex financing structures for hedge funds and institutional clients.
● Structured transactions in repos, total return swaps and other derivatives totaling multi-million-dollar exposure.
● Negotiated legal documentation and conducted due diligence to ensure sound risk management.
● Partnered with front office and underwriting teams to support business development while minimizing risk.
-Assistant Vice President, Credit Risk Management - Financial Institutions (2 yrs)
● Managed credit approvals and transaction structuring across derivatives, FX, prime brokerage and emerging markets.
● Handled a portfolio of 30+ hedge fund counterparties, ensuring compliance and profitability.
● Drafted credit reviews and supported risk reporting to senior credit risk management.
CREDIT SUISSE FINANCIAL PRODUCTS, NY, NY (4 years)
Senior Credit Analyst
● Reviewed and monitored a diverse portfolio of capital markets lending counterparties.
● Recommend trading limits, maximum tenors and presented recommendations to the daily credit committee.
● Mentored junior analysts and contributed to credit policy development.
Community Experience
●TOWN OF NEW CANAAN: Member, Town Council - responsible for ordinances, by-laws and oversight of the town's $175MM budget.
●ORGANIZATION OF CHINESE AMERICANS: Board Member - Coordinate and lead civic engagement programs and cultural events promoting Asian American advocacy.
●NEW CANAAN BEAUTIFICATION LEAGUE: Board Member, Programs Committee - Lead planning for community events focused on nature, sustainability and public space enhancement.
●NEW ENGLAND DANCE THEATER : Board Member/Grant Writer - Wrote grant proposals for educational arts programs. Spearhead NEDT's $250K annual undraising initiatives.
●NATIONAL CHARITY LEAGUE: Grade Level Advisor - Guided youth service and leadership development through mentorship and project coordination.
●WEST SCHOOL PARENT TEACHER COUNCIL: President - Oversaw executive board and initiatives to support education, fundraising and community collaboration
Education
Boston College: BS Business Management and Marketing
Other Experience/Awards/Publications