Michelle S.

Analytics, Actuarial Science


Dedicated Analyst and Actuarial professional who uses exceptional technical skills to provide the reporting that drives accurate business planning and forecasting, and mitigates risk. Enjoys collaborating with cross-functional teams to drive actionable insights. Deep healthcare insurance industry experience. Known for fostering great relationships, whether with Finance, or as a Mentor to actuarial students taking their exams.

Key Skills & Competencies

• Excellent problem-solving, multi-tasking, and analytical skills
• Team player with ability to communicate effectively at all levels of the organization
• Highly proficient in MS Office, particularly Excel
• Subject Matter Expertise in large claims analysis
• Technical skills - Crystal Reporting, Hyperion, Managed Care Monitor, Microsoft Access

Professional Experience

Legal Compliance Sr. Analyst, Compliance Regulatory – State Filing Team | Cigna, Bloomfield, CT 2 years
Modified policy language due to legislation changes to maintain compliance
Managed multiple compliance filings including insurance department objections and implementation

Sr. Actuarial Consultant, Local & Regional Business – Mid-America Actuarial | Aetna, Hartford, CT 5 years
Oversaw the regional high claim identifications for the monthly reserve process
Reviewed legislation for the region and assisted in compliance
Prepared multiple rate filing submissions for KY and OH
Supported transition of existing large group rating system to new platform
Provided ongoing pricing support for KY and OH

Sr. Actuarial Consultant, Small & Middle Market Actuarial – N. Central Region | Aetna, Hartford, CT 4 years
Assisted in developing rate reviews for the Chicago and Colorado markets
Simplified rate filing process by consolidating markets into single submissions
Calculated assumptions used to set premium deficiency reserves
Participated in the age/gender project
Mentored new team members in rating system tools

Actuarial Consultant, Select & Key Actuarial – N. Central Region | Aetna, Hartford, CT 4 years
Interpreted state mandates to evaluate impact for pricing, rate filing and rating systems
Participated on team to review and publish discounts
Supported the Chicago and St. Louis markets in pricing and rate filing activities
Participated in monthly review process to identify market drivers of variances
Assisted with planning and forecasting process

Community Experience

Volunteering: American Red Cross Blood Drives, Hole in the Wall Gang Camp Fundraiser, Small Group Leadership
Outdoors: Willimantic White Water Partnership, engaging folks to make river more accessible
Music: Support of local Music, Fund Matching for Grant Recipients


Master of Science in Management/Finance, Rensselaer Polytechnic Institute, Hartford, CT
Bachelor of Arts in Mathematics/Actuarial Science, University of Connecticut, Storrs, CT

Other Experience/Awards/Publications

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